ATM’s and Branches

Small and medium business loans

  • Maximum loan amount7 000 000 AZN
  • Loan currencyAZN, RUB
  • Durationup to 60 months
  • Interest rate12% - 18%
  • Commissionfrom 0.5 %

Loan purpose:

  • to increase circulating assets (purchase on inventory items, settlements with suppliers and contractors);
  • financing operational costs related to financial and economic activities of client;
  • settlements for uncovered documentary operations (in the currency of operation);
  • loan commitments in other banks;
  • acquisition of property (vehicles, special equipment, equipment, real estate);
  • repair, reconstruction, construction of main funds;
  • development of a new line of activity and business expansion.

Grace period:

  • up to 12 months (grace period restriction does not apply to a revolving credit facility)


  • real estate (commercial and dwelling);
  • mortgage of bank’s bill of exchange;
  • deposit at individual and legal entity/private entrepreneur’s bank;
  • movable property;
  • equipment;
  • inventory items.

Forms of providing:

  • one-time loan;
  • non-revolving credit facility;
  • revolving credit facility.

Fill out the online application form

  • Tax ID vergi
  • Old type ID old-fin
  • New type ID new-fin

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