Small and medium business loans

Loan purpose:

• to increase circulating assets (purchase on inventory items, settlements with suppliers and contractors);
• financing operational costs related to financial and economic activities of client;
• settlements for uncovered documentary operations (in the currency of operation);
• loan commitments in other banks;
• acquisition of property (vehicles, special equipment, equipment, real estate);
• repair, reconstruction, construction of main funds;
• development of a new line of activity and business expansion.

Grace period:

• up to 12 months (grace period restriction does not apply to a revolving credit facility)

Security:

• real estate (commercial and dwelling);
• mortgage of bank’s bill of exchange;
• deposit at individual and legal entity/private entrepreneur’s bank;
• movable property;
• equipment;
• inventory items.

Forms of providing:

• one-time loan;
• non-revolving credit facility;
• revolving credit facility.