VTB (Azerbaijan) raises the maximum amount of a cash loan for bank customers to AZN 40,000. You can apply for a loan by identification, without a guarantor, as well as documents confirming the income and employment of the borrower.
A cash loan at VTB (Azerbaijan) is now available in the amount of AZN 300,000 to 40,000 for a period of 6 to 60 months. The initial rate for the product is 15% per annum. In this case, the bank does not charge the client a commission for maintaining the loan. As part of the refinancing program, you can combine several loans from other banks into one and repay the debt on them, as well as receive additional funds.
“For VTB (Azerbaijan) it is strategically important to respond to customer requests in a timely manner, providing them with the necessary funds. Demand for the bank's products is steadily growing - the cash loan portfolio in 2021 increased by 3.1 times, to 53.5 million manat. Given such an increased interest in banking products, we believe that our new offer will be relevant for borrowers and will allow them to solve their financial problems in a timely manner. It should be noted that with the growth in consumer lending, we are closely monitoring the debt load of our clients, preventing them from being indebted. At present, the portfolio of overdue debts of VTB (Azerbaijan) is at acceptable values for the bank,” said Evgeny Borodin, Director of the Retail Business Development Department of VTB (Azerbaijan).
Clients can apply for a cash loan remotely on the bank's website, in the Direct chat bank in the Facebook and WhatsApp messenger, as well as through the bank's contact center by short number 986.
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